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Paying Too Much for Health Care

Dorausch By Michael Dorausch, D.C.

Are You Paying Too Much for Health Care?” was on the title of a fax I received earlier today. I receive all kinds of junk e-mails, faxes, and direct mailings from companies pushing everything from custom orthotics, multi-level marketing supplement sales, real estate investment schemes, and a long laundry list of ways I can grow a chiropractic practice without ever doing anything related to chiropractic (like running a weight-loss clinic).

I thought this fax was funny because it came to our office, and it’s kind of focused on some kind of health care plan that suggests making chiropractic care more affordable. After the title question of asking if I pay too much for health care, the fax goes on saying: Call now, enrollment is limited for this unbelievable health-care plan!

Apparently this great plan has $25 doctor visits (that’s doctor of chiropractic visits) as long as you pay $200 a month (if you’re single) and $300 a month (if you’re a couple). The offer goes on to explain that the members of this unbelievable health-care plan will pay only $25 out-of-pocket for chiropractic care visits.

I wonder how many visits this plan is limited to. I may have to actually call them and find out some more information. On second thought, the fax is going in the trash. I doubt this payment offer would be limited to one month. Figuring you are a single individual you’d likely have to pay for at least one year (this is my guess) and that would run you $2400. On top of that, you’d have to pay $25 per visit for each visit to the chiropractor. Now let’s imagine you went for a chiropractic visit every week, for 52 weeks (I’m betting there are limitations that would disallow you to go this frequently). Your $25 payment would add up to $1300 on top of your already spent $2400, for a total of $3700 for once a week chiropractic care. Divide the $3700 by 52 and you have an average visit of $71.15.

That is an unbelievable health-care plan, it’s unbelievable that anyone would actually consider it. I’m not going to go into different fees chiropractors charge for an adjustment visit (each is entitled to set their own fees as they see fit), but I believe it would be safe to suggest that few are charging over $70 per visit for someone who is receiving chiropractic care on a once a week basis.

Plans like these just crack me up. To my knowledge, they are not insurance plans, they are just some sort of association member plan, that sucks $200 or $300 a month out of your bank account. You can easily be paying a chiropractor directly and get great care for you and your family, all at a reasonable and affordable fee.

Interested in discovering a chiropractor near you? If you’re in the United States, take a few minutes to browse through listings for local chiropractors in your part of the nation. I am always happy when you tell them you saw their name listed on Planet Chiropractic, but that’s not as important as getting your spine checked for vertebral subluxation.

Best of health to you!

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2 Comments

  1. I’ve gotten this too and is very annoying to say the least! I would love to hear how the legal action worked out??

  2. Unbelievable. I haven’t actually received the fax, but I get the emails. Companies will try anything these days…


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